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The Benefits of Annuities… Income for life anyone?

April 24, 2023

We’ve talked before about the benefits of annuities.  They not only provide a guaranteed stream of income in retirement but can also serve as a hedge against inflation, market volatility and running out of money in retirement.  But there are so many different types of annuities.  How do you go about picking the right one? Steve explains!

This week marks the 47th anniversary of Apple Computer.  It was co-founded by Steve Jobs, Steve Wozniak and a third guy you probably have never heard of.  Ronald Wayne held a 10% stake in the company but sold it just 12 days later for $1500! So, he didn’t want to take the risk (even though his investment today would be worth $250 billion!).  Of course, in retirement planning, there’s a certain amount of risk and everyone is not the same.  How do you check for their risk tolerance in a portfolio?

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