Are you worried about a recession or excited about a bull market? On this episode Steve cuts through the noise and discusses navigating the current market, Social Security optimization, and the key questions to ask when choosing a financial advisor. You’ll also learn ways to help avoid costly mistakes when rolling over your 401k
Tune in with Steve Aul for “The Aul Financial Hour” every Saturday at 10 a.m. on KMOX News Radio 1120!
Learn why delaying Social Security could lead to significant increases in your benefits and discover strategies to help make the most out of your retirement planning. Steve provides valuable advice on spousal benefits and explains ways to navigate the complexities of Social Security optimization.
In addition, delve into the fascinating world of financial social media as Steve discusses the implications of sharing personal information online. From initial meetings with financial advisors to comprehensive retirement planning, Steve offers experienced guidance to help you achieve financial confidence and obtain your retirement goals.
Tune in with Steve Aul for “The Aul Financial Hour” every Saturday at 10 a.m. on KMOX News Radio 1120!
In this episode, we delve into two critical topics: Social Security and airline passenger rules.
Did you know that a recent poll revealed shocking statistics about Social Security knowledge among near retirees? With 41% failing a basic Social Security quiz, it’s evident that understanding this crucial retirement benefit is more important than ever. Join us as we uncover the fundamental facts about Social Security and explore strategies for optimizing your benefits. From knowing the optimal age to claim benefits to understanding survivor benefits and tax implications, we provide actionable insights to help you make informed decisions about your retirement future.
Tune in with Steve Aul for “The Aul Financial Hour” every Saturday at 10 a.m. on KMOX News Radio 1120!
With over 12,000 individuals reaching the age of 65 daily, the landscape of retirement is rapidly evolving. In this episode, Steve sheds light on the nuances of Medicare enrollment, offering invaluable insights into navigating the complexities of healthcare coverage during retirement.
Steve’s experience extends beyond retirement age demographics to encompass portfolio rebalancing strategies. Addressing common misconceptions surrounding 401(k) plans and IRA rollovers, Steve helps provide clarity on tax implications and investment diversification. By exploring alternative investment options and personalized risk assessments, Steve helps empower listeners to optimize their retirement savings and mitigate financial risks.
Tune in with Steve Aul for “The Aul Financial Hour” every Saturday at 10 a.m. on KMOX News Radio 1120!
Steve delves into the startling statistics revealing the impact of divorce on wealth and standard of living, particularly in what experts term “Gray divorce.” Through real-life scenarios like Sally’s unexpected divorce, Steve highlights the emotional turmoil and financial complexities that accompany such life-changing events.
From asset division dilemmas to the intricacies of retirement income planning post-divorce, Steve provides invaluable insights and practical strategies. He emphasizes the importance of seeking professional guidance to ensure fair asset allocation and long-term financial security during this challenging period.
Furthermore, Steve discusses essential considerations in retirement planning, including Social Security optimization, legacy planning, and tax-efficient strategies. He addresses common concerns such as retirement income sustainability and the potential impact of future tax scenarios.
Tune in with Steve Aul for “The Aul Financial Hour” every Saturday at 10 a.m. on KMOX News Radio 1120!
Join Steve as he navigates the complexities of long-term care planning, drawing from personal experiences and industry experience to offer actionable insights and potential solutions. From the sobering reality of out-of-pocket caregiving costs to the importance of comprehensive planning, Steve addresses common misconceptions and helps empower listeners to take proactive steps towards financial security.
Delving into topics such as traditional long-term care insurance, alternative coverage options, and the impact of inflation on retirement expenses, Steve provides practical guidance to help listeners preserve their financial future.
Tune in with Steve Aul for “The Aul Financial Hour” every Saturday at 10 a.m. on KMOX News Radio 1120!
Join Steve as he discusses the remarkable story of Magic Johnson, whose diverse investments catapulted his wealth far beyond his earnings from basketball. Discover practical strategies for replacing your paycheck in retirement, even if you don’t have Magic Johnson’s financial resources. Steve shares real-life examples and explains three key approaches to bridging the income gap during retirement, including utilizing the 4% rule, building a dividend or bond portfolio, and leveraging fixed indexed annuities with income riders.
As concerns about market volatility loom, Steve addresses the predictions of economist Harry Dent regarding a potential market crash. Gain insights into the risks and rewards of market timing and learn why building a well-balanced investment portfolio is crucial for long-term financial success.
Tune in with Steve Aul for “The Aul Financial Hour” every Saturday at 10 a.m. on KMOX News Radio 1120!
The episode unfolds the origins of target date funds, born out of the overwhelming choices investors faced in the late ’90s. Steve sheds light on the limitations of these funds, emphasizing their focus solely on retirement date without considering individual risk tolerance, additional assets, or other crucial factors.
Learn about the impact of market crashes on investment strategies and why target date funds gained popularity despite their drawbacks. As the discussion turns to the pivotal age of 59 1/2, Steve explores the option to move funds out of a 401K into an IRA for more diverse investment opportunities.
Discover the benefits of seeking professional advice to analyze your 401K, understand costs, and explore alternative investment options. Steve emphasizes the importance of maximizing returns with minimal risk in your retirement journey, making every effort to ensure your financial well-being.
Tune in with Steve Aul for “The Aul Financial Hour” every Saturday at 10 a.m. on KMOX News Radio 1120!
As we prepare to step into a new year, predictions about the market are everywhere. In this episode, Steve breaks down insights from portfolio manager Adam Hetz on CNBC, emphasizing the potential impact of historic spikes in interest rates on the market through 2024 and 2025.
Steve discusses the importance of staying invested during uncertain times but lean towards a defensive approach. They explore the concept of defensive investing through higher quality equities and top-tier investment grade fixed income. As the financial landscape continues to evolve, the hosts delve into fixed index annuities as a valuable tool for protected growth, especially in the face of market volatility.
Steve provides a comprehensive look at fixed index annuities, highlighting their flexibility and ability to shield investors from market downturns. He addresses common misconceptions surrounding annuities and introduces a strategic approach to utilizing these financial instruments based on individual needs. Whether you’re seeking guaranteed income or protected growth, Steve offers valuable insights to help you make informed decisions.
In a special segment, Steve introduces the concept of an “annuity X-ray” – a detailed analysis of existing annuities to optimize their performance within your portfolio. Listeners are encouraged to call in and request their personalized annuity X-ray to uncover potential opportunities for growth, income, and improved financial stability.
Tune in with Steve Aul for “The Aul Financial Hour” every Saturday at 10 a.m. on KMOX News Radio 1120!
Steve, a seasoned financial professional, provides valuable advice on ways to balance in your financial portfolio. He emphasizes the significance of aligning your investment choices with your risk tolerance and realistic expectations. Learn why now is the time to take control of your financial future and how comprehensive retirement planning can help.
Discover the importance of diversifying your investments to protect against market volatility and ensure a stable income during retirement. Steve’s insights into tax-efficient portfolios and his partnership with Market Guard, a proprietary investment methodology, offer listeners valuable tools for growing and safeguarding their wealth.
Tune in with Steve Aul for “The Aul Financial Hour” every Saturday at 10 a.m. on KMOX News Radio 1120!