When markets swing and inflation lingers, why do even well‑prepared retirees still feel uneasy? On this episode, Steve Aul discusses how emotional reactions can derail retirement decisions during periods of volatility. The conversation explores common missteps driven by fear, how inflation and healthcare costs factor into long‑term planning, and why understanding risk, income needs, and portfolio alignment matters as retirement approaches. Steve also explains the importance of communication within couples, realistic spending expectations, and how tools like rebalancing can help manage risk amid market uncertainty.
Find out if you are on the right financial path to meet your retirement goals with a complimentary, quick 15-minute call with Aul Financial. Call 636-230-8824 or click here.
Tune in with Steve Aul for “The Aul Financial Hour” on KMOX 1120 AM/104.1 FM every Saturday at 10:00 AM and Sunday at 6:00 PM.
Inflation quietly reshapes retirement long before most people notice the damage. On this episode, Steve Aul breaks down why inflation, taxes, and overlooked planning gaps pose real challenges for retirees. The conversation explores how rising costs erode purchasing power over time, common DIY retirement mistakes, and the disconnect between income, expenses, and long-term lifestyle expectations. Steve also touches on required minimum distributions, tax exposure, healthcare costs, and income strategies retirees are asking about today—highlighting why a coordinated plan matters as retirement landscapes continue to change.
Find out if you are on the right financial path to meet your retirement goals with a complimentary, quick 15-minute call with Aul Financial. Call 636-230-8824 or click here.
Tune in with Steve Aul for “The Aul Financial Hour” on KMOX 1120 AM/104.1 FM every Saturday at 10:00 AM and Sunday at 6:00 PM.
What happens if the market drops just as you start pulling income from your portfolio? On this episode, Steve Aul breaks down sequence of returns risk and why investing for retirement looks very different from investing during your working years. Steve explains the importance of portfolio diversification, regular risk reviews, and understanding how taxes, Social Security, Medicare, and annuities fit into retirement planning. The conversation also highlights the role of financial literacy, managing debt, and using the right financial tools at the right time to better navigate long-term retirement decisions.
Find out if you are on the right financial path to meet your retirement goals with a complimentary, quick 15-minute call with Aul Financial. Call 636-230-8824 or click here.
Tune in with Steve Aul for “The Aul Financial Hour” on KMOX 1120 AM/104.1 FM every Saturday at 10:00 AM and Sunday at 6:00 PM.
Annuities aren’t the problem—misunderstanding them is. On this episode, Steve Aul breaks down why annuities feel confusing, what most people get wrong before they buy, and how different products serve very different purposes. The conversation expands into long‑term tax strategy, income planning, and why retirement isn’t just about April 15 or claiming Social Security as soon as you can. If you’ve ever wondered whether you can retire, when to do it, or how to avoid costly financial blind spots, this discussion brings clarity to the bigger picture.
Find out if you are on the right financial path to meet your retirement goals with a complimentary, quick 15-minute call with Aul Financial. Call 636-230-8824 or click here.
Tune in with Steve Aul for “The Aul Financial Hour” on KMOX 1120 AM/104.1 FM every Saturday at 10:00 AM and Sunday at 6:00 PM.
Gen X is closer to retirement than many realize—and the doubts are getting louder. On this episode, Steve Aul breaks down why Gen X savers feel behind, how market crashes shaped their mindset, and what really matters when replacing a paycheck in retirement. The conversation spans tax complexity, guaranteed income, spending anxiety, and why confidence—not just account balance—drives retirement comfort. The show also explores financial independence for women and the overlooked role of tax planning in long-term security.
Find out if you are on the right financial path to meet your retirement goals with a complimentary, quick 15-minute call with Aul Financial. Call 636-230-8824 or click here.
Tune in with Steve Aul for “The Aul Financial Hour” on KMOX 1120 AM/104.1 FM every Saturday at 10:00 AM and Sunday at 6:00 PM.
Market drops feel random—until you zoom out and see the pattern. On this episode, Steve Aul breaks down why corrections and bear markets are part of the investing landscape and why fear often does more damage than volatility. The conversation explores risk versus reward, ways people think about protecting retirement assets, and how income, taxes, and annuities fit into replacing a paycheck. Steve also challenges long‑held “rules of thumb” that may no longer hold up in today’s longer retirements and changing tax realities.
Find out if you are on the right financial path to meet your retirement goals with a complimentary, quick 15-minute call with Aul Financial. Call 636-230-8824 or click here.
Tune in with Steve Aul for “The Aul Financial Hour” on KMOX 1120 AM/104.1 FM every Saturday at 10:00 AM and Sunday at 6:00 PM and on KFTK 97.1 FM every Saturday at 6:00 AM and 4:00 PM.
Market headlines are loud—but what actually matters when volatility, Social Security questions, and retirement decisions collide? On this episode, Steve Aul breaks down how geopolitical tension can ripple through markets, why Social Security’s future is back in focus, and what it means for retirement income planning. The conversation explores diversification, managing risk after long bull markets, tax considerations inside IRAs and 401(k)s, and ways people think about protecting gains while staying invested—all through the lens of today’s economic uncertainty.
Find out if you are on the right financial path to meet your retirement goals with a complimentary, quick 15-minute call with Aul Financial. Call 636-230-8824 or click here.
Tune in with Steve Aul for “The Aul Financial Hour” on KMOX 1120 AM/104.1 FM every Saturday at 10:00 AM and Sunday at 6:00 PM and on KFTK 97.1 FM every Saturday at 6:00 AM and 4:00 PM.
Market swings, million‑dollar milestones, and one decision you only get to make once—this episode covers why timing matters more than headlines. Steve Aul breaks down recent market volatility, and the emotional traps investors fall into, then shifts to the hidden risks of being a “paper millionaire” when taxes turn wealth into income. The conversation also dives into business exit planning and the real-world tradeoffs of claiming Social Security early versus optimizing benefits, especially for married couples. Throughout, the focus stays on perspective, preparation, and decisions that shape long-term income and legacy.
Find out if you are on the right financial path to meet your retirement goals with a complimentary, quick 15-minute call with Aul Financial. Call 636-230-8824 or click here.
Tune in with Steve Aul for “The Aul Financial Hour” on KMOX 1120 AM/104.1 FM every Saturday at 10:00 AM and Sunday at 6:00 PM and on KFTK 97.1 FM every Saturday at 6:00 AM and 4:00 PM.
What keeps people up at night when their entire financial future is on the line? Tracey Richardson, an investment advisor with more than 25 years in financial services, joins the podcast to have real conversations behind retirement planning. From longevity worries and market noise to the importance of feeling heard at the table, Tracy shares how comprehensive planning, empathy, and staying the course shape confident financial decisions—especially in uncertain times.
Find out if you are on the right financial path to meet your retirement goals with a complimentary, quick 15-minute call with Aul Financial. Call 636-230-8824 or click here.
Tune in with Steve Aul for “The Aul Financial Hour” on KMOX 1120 AM/104.1 FM every Saturday at 10:00 AM and Sunday at 6:00 PM and on KFTK 97.1 FM every Saturday at 6:00 AM and 4:00 PM.
What do Oreo cookies, market pullbacks, and retirement taxes have in common? More than you might expect. On this episode Steve Aul breaks down market volatility warnings, income planning in retirement, and why expectations—whether about investment risk, withdrawal rates, or taxes—don’t always match reality. The conversation explores asset protection strategies, retirement income options, the real cost of taxes on 401(k)s and IRAs, and the decisions retirees face when rolling over employer plans, all with practical perspective and relatable analogies.
Find out if you are on the right financial path to meet your retirement goals with a complimentary, quick 15-minute call with Aul Financial. Call 636-230-8824 or click here.
Tune in with Steve Aul for “The Aul Financial Hour” on KMOX 1120 AM/104.1 FM every Saturday at 10:00 AM and Sunday at 6:00 PM and on KFTK 97.1 FM every Saturday at 6:00 AM and 4:00 PM.
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